Plan Snapshot
- Plan Sponsor: Rsc Landscaping, Ltd.
- Sponsor EIN: 510323680
- Sponsor Address: 70 CREEK DRIVE, MILLSBORO, DE, 199669679
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 178
- Total Assets: $3.7M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 178 | $3.7M | $0 | $0 |
| 2024 | 107 | $3.1M | $153,830 | $98,928 |
| 2023 | 93 | $2.7M | $126,632 | $68,072 |
| 2022 | 80 | $2.3M | $117,740 | $19,423 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | Recordkeeper | $9,500 | — | $9,500 |
| MERRILL LYNCH PIERCE FENNER & SMITH | Investment Advisor | $7,938 | — | $7,938 |
| ASSOCIATED BENEFIT PLANNERS, LTD. | Other Service Provider | $5,854 | — | $5,854 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $23,292
- Estimated Expense Ratio: 0.622% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $184,713 | $8,000 | -$1,390 | — | — |
| 2024 | $19,214 | $7,145 | $3,907 | — | — |
| 2023 | $78,994 | — | — | — | — |
| 2022 | $50,581 | — | — | — | — |