Plan Snapshot
- Plan Sponsor: Roofers Local 149 S E Joint Apprent
- Sponsor EIN: 383373473
- Sponsor Address: 700 TOWER DRIVE, TROY, MI, 480982808
- Plan Type: Health & Welfare
- Plan Number: 503
- Total Participants: 143
- Total Assets: $1.4M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 143 | $1.4M | $381,598 | $0 |
| 2023 | 167 | $1.5M | $422,431 | $0 |
| 2022 | 156 | $1.5M | $408,134 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TOM JARANOWSKI | Other Service Provider | $103,334 | — | $103,334 |
| DEAN KUCHARSKI | Other Service Provider | $98,134 | — | $98,134 |
| BENESYS | Other Service Provider | $20,698 | — | $20,698 |
| MORGAN STANLEY | Investment Advisor | $10,574 | — | $10,574 |
| CITY OF OAK PARK | Other Service Provider | $9,739 | — | $9,739 |
| WRUB EL WESLEY & COMPANY | Other Service Provider | $6,550 | — | $6,550 |
| CONSUMERS ENERGY | Other Service Provider | $6,195 | — | $6,195 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MORGAN STANLEY — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $255,224
- Estimated Expense Ratio: 17.720% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $532,379 | $10,574 | $20,698 | $6,550 | — |
| 2023 | $556,217 | $10,019 | $21,088 | $6,505 | — |
| 2022 | $586,289 | $9,961 | $18,780 | — | $17,280 |