Plan Snapshot
- Plan Sponsor: Ronnoco Coffee, LLC
- Sponsor EIN: 800834134
- Sponsor Address: 4241 SARPY, ST. LOUIS, MO, 63110
- Plan Type: 401(k)
- Total Participants: 255
- Total Assets: $17.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 255 | $17.3M | $524,839 | $1.2M |
| 2023 | 240 | $15.6M | $472,438 | $1.1M |
| 2022 | 225 | $14.8M | $403,786 | $965,211 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | Recordkeeper | $54,846 | — | $54,846 |
| COTA STREET INVESTMENT MANAGEMENT | Investment Advisor | $20,144 | — | $20,144 |
| WORLD INVESTMENT ADVISORS LLC | Investment Advisor | $9,985 | — | $9,985 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $84,975
- Estimated Expense Ratio: 0.491% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $84,975 | $30,129 | — | — | — |
| 2023 | $58,554 | $28,733 | — | — | — |
| 2022 | $57,739 | $29,748 | $27,991 | — | — |