Plan Snapshot
- Plan Sponsor: Rockingham Cooperative Farm Bureau, INC.
- Sponsor EIN: 540361980
- Sponsor Address: 112 MEIGS LANE, DAYTON, VA, 22821
- Plan Type: 401(k)
- Plan Number: 002
- Total Participants: 369
- Total Assets: $21.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 369 | $21.1M | $0 | $0 |
| 2024 | 306 | $20.3M | $508,627 | $787,189 |
| 2023 | 313 | $18.9M | $492,507 | $791,101 |
| 2022 | 295 | $16.2M | $460,578 | $808,635 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | Recordkeeper | $44,615 | — | $44,615 |
| ONEDIGITAL INVESTMENT ADVISORS LLC | Investment Advisor | $26,702 | — | $26,702 |
| EMPOWER ADVISORY GROUP, LLC | Investment Advisor | $6,028 | — | $6,028 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $77,345
- Estimated Expense Ratio: 0.367% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $3,326,757 | $32,730 | — | — | — |
| 2024 | $84,032 | $32,045 | — | — | — |
| 2023 | $37,442 | $26,072 | — | — | — |
| 2022 | $23,684 | — | $23,684 | — | — |