Plan Snapshot
- Plan Sponsor: Riverbend Head Start & Family Services, INC.
- Sponsor EIN: 370681548
- Sponsor Address: 550 LANDMARKS BOULEVARD, ALTON, IL, 62002
- Plan Type: DC
- Total Participants: 124
- Total Assets: $8.1M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 124 | $8.1M | $304,642 | $317,652 |
| 2023 | 105 | $7.4M | $251,157 | $287,443 |
| 2022 | 105 | $6.2M | $215,490 | $263,651 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| STANCORP FINANCIAL GROUP | NONE | $41,826 | — | $41,826 |
| RAYMOND JAMES AND ASSOCIATES | NONE | $17,670 | — | $17,670 |
| HOPE WILSCHETZ | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- STANCORP FINANCIAL GROUP — NONE
- RAYMOND JAMES AND ASSOCIATES — NONE
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $59,496
- Estimated Expense Ratio: 0.736% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $25,279 | $17,670 | $7,609 | — | — |
| 2023 | $21,353 | $16,673 | $4,680 | — | — |
| 2022 | $20,097 | — | $20,097 | — | — |