Plan Snapshot
- Plan Sponsor: River Valley Cooperative
- Sponsor EIN: 420244210
- Sponsor Address: PO BOX 256, ELDRIDGE, IA, 527480256
- Plan Type: 401(k)
- Total Participants: 404
- Total Assets: $44.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 404 | $44.3M | $1.9M | $2.2M |
| 2023 | 373 | $42.0M | $1.7M | $2.0M |
| 2022 | 330 | $37.9M | $1.5M | $1.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CBIZ CPAS P.C. | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $0
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $57,195 | $15,671 | $33,328 | — | — |
| 2023 | $52,784 | $22,546 | $6,560 | — | — |
| 2022 | $46,674 | $18,453 | $28,221 | — | — |