Plan Snapshot
- Plan Sponsor: Heartland Co-Op
- Sponsor EIN: 420242420
- Sponsor Address: PO BOX 71399, DES MOINES, IA, 50325
- Plan Type: 401(k)
- Total Participants: 674
- Total Assets: $55.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 674 | $55.0M | $138,958 | $2.0M |
| 2023 | 649 | $51.0M | $139,726 | $2.0M |
| 2022 | 609 | $46.3M | $139,058 | $2.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CBIZ CPAS P.C. | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $0
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $70,830 | $17,566 | $41,897 | — | — |
| 2023 | $72,846 | $23,489 | $12,581 | — | — |
| 2022 | $74,520 | $27,675 | $46,425 | — | $420 |