Plan Snapshot
- Plan Sponsor: Ring & Pinion Service INC.
- Sponsor EIN: 911696661
- Sponsor Address: 10411 AIRPORT ROAD, SUITE 200, EVERETT, WA, 98204
- Plan Type: 401(k)
- Total Participants: 560
- Total Assets: $19.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 560 | $19.4M | $803,474 | $2.2M |
| 2023 | 461 | $16.2M | $691,255 | $2.0M |
| 2022 | 368 | $10.2M | $497,989 | $1.4M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CREATIVE PLANNING | Investment Advisor | $90,378 | — | $90,378 |
| TPP RETIREMENT PLAN SPECIALISTS, LL | Other Service Provider | $64,536 | — | $64,536 |
| MATRIX TRUST COMPANY | Recordkeeper | $6,507 | — | $6,507 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- CREATIVE PLANNING — Investment Advisor
- MATRIX TRUST COMPANY — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $161,421
- Estimated Expense Ratio: 0.833% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $163,103 | $90,378 | — | — | — |
| 2023 | $130,217 | $67,337 | — | — | — |
| 2022 | $91,371 | $46,048 | $45,323 | — | — |