Plan Snapshot
- Plan Sponsor: Rfc LLC
- Sponsor EIN: 610411479
- Sponsor Address: P.O. BOX 369, SHELBYVILLE, KY, 40066
- Plan Type: 401(k)
- Total Participants: 992
- Total Assets: $47.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 992 | $47.9M | $1.8M | $4.2M |
| 2023 | 926 | $42.8M | $1.7M | $3.8M |
| 2022 | 977 | $35.3M | $1.9M | $3.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ADP, INC. | RECORD KEEPER | $125,942 | — | $125,942 |
| AMERIPRISE FINANCIAL | INVESTMENT/FINANCIAL ADVI | $37,526 | — | $37,526 |
| DEMING MALONE LIVESAY & OSTR | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- ADP, INC. — RECORD KEEPER
- AMERIPRISE FINANCIAL — INVESTMENT/FINANCIAL ADVI
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $163,468
- Estimated Expense Ratio: 0.341% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $163,468 | $37,526 | — | — | — |
| 2023 | $179,183 | $41,758 | — | — | — |
| 2022 | $161,867 | — | — | — | — |