Plan Snapshot
- Plan Sponsor: Rf Industries, Ltd.
- Sponsor EIN: 880168936
- Sponsor Address: 16868 VIA DEL CAMPO COURT, SAN DIEGO, CA, 92127
- Plan Type: 401(k)
- Total Participants: 301
- Total Assets: $16.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 301 | $16.8M | $525,957 | $1.1M |
| 2023 | 300 | $17.0M | $551,598 | $1.2M |
| 2022 | 87 | $4.1M | $183,487 | $416,419 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MERILL LYNCH | INVESTMENT ADVISORY | $51,433 | — | $51,433 |
| JOHN HANCOCK LIFE INSURANCE COMPANY | RECORDKEEPER | $6,195 | — | $6,195 |
| MEIHAUS CPA, PC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- JOHN HANCOCK LIFE INSURANCE COMPANY — RECORDKEEPER
- MEIHAUS CPA, PC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $57,628
- Estimated Expense Ratio: 0.343% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $98,712 | $51,432 | $9,491 | — | — |
| 2023 | — | — | — | — | — |
| 2022 | — | — | — | — | — |