Plan Snapshot
- Plan Sponsor: Resource One Credit Union
- Sponsor EIN: 750821285
- Sponsor Address: 1200 BELLEVIEW STREET, DALLAS, TX, 75215
- Plan Type: 401(k)
- Total Participants: 172
- Total Assets: $13.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 172 | $13.7M | $0 | $693,753 |
| 2023 | 190 | $14.4M | $626,742 | $1.0M |
| 2022 | 209 | $12.1M | $598,711 | $930,303 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| RAYMOND JAMES FINANCIAL SERVICES | SERVICE PROVIDER | $30,418 | — | $30,418 |
| VOYA RETIREMENT INSURANCE AND ANNUI | SERVICE PROVIDER | $13,132 | $8 | $13,140 |
| DOEREN MAYHEW ASSURANCE | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- RAYMOND JAMES FINANCIAL SERVICES — SERVICE PROVIDER
- DOEREN MAYHEW ASSURANCE — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $43,558
- Estimated Expense Ratio: 0.319% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $80,658 | $33,153 | $44,685 | — | — |
| 2023 | $13,092 | — | $13,092 | — | — |
| 2022 | $10,027 | — | $10,027 | — | — |