Plan Snapshot
- Plan Sponsor: Rdwa - 8 United Union Of Roofers
- Sponsor EIN: 111653210
- Sponsor Address: 12-11 43RD AVENUE, LONG ISLAND CITY, NY, 11101
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 932
- Total Assets: $47.7M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 932 | $47.7M | $39.4M | $58,468 |
| 2023 | 900 | $43.6M | $35.3M | $30,534 |
| 2022 | 834 | $38.4M | $34.0M | $53,130 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS | Other Service Provider | $123,462 | — | $123,462 |
| JOHN STRAUSS | Recordkeeper | $86,791 | — | $86,791 |
| CIGNA | Other Service Provider | $83,756 | — | $83,756 |
| WILLIAM ROTHBERG, P.C. | Other Service Provider | $80,764 | — | $80,764 |
| MIGDALIA SANABRIA | Recordkeeper | $76,194 | — | $76,194 |
| BARNES, IACCARINO & SHEPHERD, LLP | Other Service Provider | $74,325 | — | $74,325 |
| WATERPROOF WORKERS REALTY CORP | Other Service Provider | $61,074 | — | $61,074 |
| SEGAL COMPANY | Recordkeeper | $60,760 | — | $60,760 |
| MSPC CERTIFIED PUBLIC ACCOUNTANTS | Auditor | $59,647 | — | $59,647 |
| DEBORAH CARACCIOLO | Recordkeeper | $41,090 | — | $41,090 |
| MARSHALL & MOSS ADMIN SERVICES | Other Service Provider | $40,967 | — | $40,967 |
| QUAN-VEST CONSULTANTS INC. | Other Service Provider | $7,896 | — | $7,896 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- JOHN STRAUSS — Recordkeeper
- MIGDALIA SANABRIA — Recordkeeper
- SEGAL COMPANY — Recordkeeper
- MSPC CERTIFIED PUBLIC ACCOUNTANTS — Auditor
- DEBORAH CARACCIOLO — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $796,726
- Estimated Expense Ratio: 1.672% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $692,328 | $7,896 | $164,429 | $59,647 | — |
| 2023 | $604,102 | $7,152 | $140,580 | $81,607 | — |
| 2022 | $842,640 | $7,212 | $141,028 | — | $263,044 |