Plan Snapshot
- Plan Sponsor: Ranch And Home Supply, LLC
- Sponsor EIN: 721542483
- Sponsor Address: 2311 NORTH SEVENTH AVENUE, BOZEMAN, MT, 59715
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 2,539
- Total Assets: $49.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 2,539 | $49.1M | $0 | $0 |
| 2024 | 1,841 | $40.9M | $1.6M | $3.1M |
| 2023 | 1,382 | $35.2M | $1.5M | $3.0M |
| 2022 | 1,385 | $28.1M | $1.4M | $2.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | Recordkeeper | $150,950 | — | $150,950 |
| LPL FINANCIAL | Investment Advisor | $108,743 | — | $108,743 |
| LEAFHOUSE FINANCIAL ADVISOR LLC | Investment Advisor | $21,747 | — | $21,747 |
| SANNAH BRANDT LLC DBA | Other Service Provider | $16,100 | — | $16,100 |
| EMPOWER ADVISORY GROUP LLC | Investment Advisor | $12,410 | — | $12,410 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $309,950
- Estimated Expense Ratio: 0.631% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $4,696,844 | $142,900 | $16,100 | — | — |
| 2024 | $288,984 | $137,388 | $24,011 | — | — |
| 2023 | $200,505 | — | — | — | — |
| 2022 | $196,813 | — | — | — | $196,813 |