Plan Snapshot
- Plan Sponsor: Ranch And Home Supply, LLC
- Sponsor EIN: 721542483
- Sponsor Address: 2311 NORTH SEVENTH AVENUE, BOZEMAN, MT, 59715
- Plan Type: 401(k)
- Total Participants: 1,841
- Total Assets: $40.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,841 | $40.9M | $1.6M | $3.1M |
| 2023 | 1,382 | $35.2M | $1.5M | $3.0M |
| 2022 | 1,385 | $28.1M | $1.4M | $2.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | Recordkeeper | $127,585 | — | $127,585 |
| LPL FINANCIAL | Investment Advisor | $107,727 | — | $107,727 |
| SANNAH BRANDT LLC DBA | Other Service Provider | $24,011 | — | $24,011 |
| LEAFHOUSE FINANCIAL ADVISOR LLC | Investment Advisor | $18,889 | — | $18,889 |
| EMPOWER ADVISORY GROUP LLC | Investment Advisor | $10,772 | — | $10,772 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $288,984
- Estimated Expense Ratio: 0.707% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $288,984 | $137,388 | $24,011 | — | — |
| 2023 | $200,505 | — | — | — | — |
| 2022 | $196,813 | — | — | — | $196,813 |