Plan Snapshot
- Plan Sponsor: Ralco Holdings, INC.
- Sponsor EIN: 141980707
- Sponsor Address: 13861 ROSECRANS AVENUE, SANTA FE SPRINGS, CA, 90670
- Plan Type: 401(k)
- Total Participants: 109
- Total Assets: $51.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 109 | $51.7M | $278,154 | $400,791 |
| 2023 | 170 | $58.7M | $612,096 | $1.2M |
| 2022 | 579 | $65.4M | $1.1M | $2.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| JOHN HANCOCK RETIREMENT PLAN SRVCS | RETAINED BY EMPLOYER | $250,679 | — | $250,679 |
| SAGEVIEW | RETAINED BY EMPLOYER | $71,727 | — | $71,727 |
| REDPATH AND COMPANY LLC | RETAINED BY EMPLOYER | $22,500 | — | $22,500 |
| FORVIS | RETAINED BY EMPLOYER | $12,180 | — | $12,180 |
| REDPATH AND COMPANY, LLC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- JOHN HANCOCK RETIREMENT PLAN SRVCS — RETAINED BY EMPLOYER
- SAGEVIEW — RETAINED BY EMPLOYER
- FORVIS — RETAINED BY EMPLOYER
- REDPATH AND COMPANY, LLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $357,086
- Estimated Expense Ratio: 0.691% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $357,086 | $106,407 | $250,679 | — | — |
| 2023 | $412,828 | $113,650 | $299,178 | — | — |
| 2022 | $450,058 | $60,000 | $374,458 | — | $15,600 |