Plan Snapshot
- Plan Sponsor: R J. O'Brien & Associates, LLC.
- Sponsor EIN: 562667517
- Sponsor Address: 222 SOUTH RIVERSIDE PLAZA SUITE 120, CHICAGO, IL, 60606
- Plan Type: 401(k)
- Total Participants: 376
- Total Assets: $108.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 376 | $108.3M | $1.8M | $5.0M |
| 2023 | 369 | $96.6M | $1.8M | $4.6M |
| 2022 | 349 | $81.3M | $1.4M | $4.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | RECORDKEEPER | $60,509 | — | $60,509 |
| RSM US LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- RSM US LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $60,509
- Estimated Expense Ratio: 0.056% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $60,509 | — | — | — | — |
| 2023 | $29,617 | — | — | — | — |
| 2022 | $31,558 | — | $31,558 | — | — |