Plan Snapshot
- Plan Sponsor: R & H Mechanical, INC.
- Sponsor EIN: 320109930
- Sponsor Address: P.O. BOX 810, EAGLE, CO, 81631
- Plan Type: 401(k)
- Total Participants: 187
- Total Assets: $6.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 187 | $6.3M | $390,527 | $775,315 |
| 2023 | 133 | $5.2M | $312,502 | $641,705 |
| 2022 | 126 | $3.9M | $264,618 | $505,213 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE CO | Recordkeeper | $24,302 | — | $24,302 |
| CLIFTON LARSON ALLEN WEALTH ADV LLC | Investment Advisor | $19,478 | — | $19,478 |
| CBIZ BENEFITS & INS SERVICES | Recordkeeper | $1,625 | $5,585 | $7,210 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $50,990
- Estimated Expense Ratio: 0.803% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $48,002 | $21,912 | $1,625 | — | — |
| 2023 | $39,070 | — | $39,070 | — | — |
| 2022 | $34,521 | — | $34,521 | — | — |