Plan Snapshot
- Plan Sponsor: Premium Guard, INC.
- Sponsor EIN: 113139622
- Sponsor Address: 4770 HICKORY HILL, MEMPHIS, TN, 38141
- Plan Type: DC
- Total Participants: 335
- Total Assets: $5.7M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 335 | $5.7M | $359,819 | $682,553 |
| 2023 | 250 | $4.3M | $289,760 | $509,391 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | INVESTMENT MANNAGEMENT | $14,397 | — | $14,397 |
| BURLEIGH CONSULTING GROUP, INC. | TPA | $11,955 | — | $11,955 |
| JAMES D. COLLIER & CO | INVESTMENT ADVISOR | $11,398 | — | $11,398 |
| EMPOWER ANNUITY INSURANCE CO OF AME | RECORDKEEPER | $7,659 | — | $7,659 |
| SIKICH CPA LLC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- SIKICH CPA LLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $45,409
- Estimated Expense Ratio: 0.793% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $48,511 | $33,699 | $9,780 | — | — |
| 2023 | $38,859 | $18,946 | $15,327 | — | — |