Plan Snapshot
- Plan Sponsor: Plumbers & Steamfitters Local 760 Health & Welfare Trust Fund
- Sponsor EIN: 636065827
- Sponsor Address: PO BOX 2678, MUSCLE SHOALS, AL, 356622678
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 1,198
- Total Assets: $32.9M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,198 | $32.9M | $14.2M | $311,782 |
| 2023 | 1,260 | $28.1M | $12.0M | $366,901 |
| 2022 | 1,242 | $24.0M | $12.6M | $459,583 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MORGAN STANLEY | Other Service Provider | $193,019 | — | $193,019 |
| TEENA MILLER | Other Service Provider | $57,240 | — | $57,240 |
| BHA CONSULTING, LLC | Other Service Provider | $29,006 | — | $29,006 |
| BELLOWS ASSOCIATES, P.A. | Other Service Provider | $20,000 | — | $20,000 |
| INTEGRATED SOFTWARE APPLICATION | Other Service Provider | $6,698 | — | $6,698 |
| QCWDR LLP | Other Service Provider | $6,000 | — | $6,000 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $311,963
- Estimated Expense Ratio: 0.947% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $456,891 | $193,019 | — | — | — |
| 2023 | $413,558 | $151,102 | — | — | — |
| 2022 | $380,242 | $142,836 | — | — | $86,128 |