Plan Snapshot
- Plan Sponsor: Plan Fiduciary Services, INC.
- Sponsor EIN: 273523833
- Sponsor Address: 2454 N. MCMULLEN BOOTH ROAD, ST 431, CLEARWATER, FL, 33759
- Plan Type: 401(k)
- Total Participants: 3,880
- Total Assets: $76.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 3,880 | $76.5M | $5.0M | $7.9M |
| 2023 | 2,703 | $59.8M | $11.7M | $19.0M |
| 2022 | 522 | $23.9M | $532,829 | $1.6M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PFS INVESTMENTS INC | Investment Advisor | — | $88,329 | $88,329 |
| AMERICAN PENSION SERVICES, LLC | Recordkeeper | — | $61,768 | $61,768 |
| RESOURCE INVESTMENT ADVISORS, LL | Recordkeeper | $35,483 | $179 | $35,662 |
| MASSACHUSETTS MUTUAL LIFE INSURANCE | Other Service Provider | — | $30,405 | $30,405 |
| BRIGHTON JONES, LLC | Investment Advisor | — | $24,475 | $24,475 |
| LPL FINANCIAL CORPORATION | Investment Advisor | — | $23,827 | $23,827 |
| MORGAN STANLEY SMITH BARNEY LLC | Investment Advisor | — | $19,184 | $19,184 |
| CETERA INVESTMENT ADVISERS LLC | Other Service Provider | — | $18,295 | $18,295 |
| VOYA RETIREMENT ADVISORS, LLC | Other Service Provider | $14,127 | — | $14,127 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- PFS INVESTMENTS INC — Investment Advisor
- RESOURCE INVESTMENT ADVISORS, LL — Recordkeeper
- BRIGHTON JONES, LLC — Investment Advisor
- LPL FINANCIAL CORPORATION — Investment Advisor
- MORGAN STANLEY SMITH BARNEY LLC — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $316,072
- Estimated Expense Ratio: 0.413% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $814,226 | — | $814,226 | — | — |
| 2023 | $425,229 | — | $425,229 | — | — |
| 2022 | $2,300,517 | — | $130,960 | — | — |