Plan Snapshot
- Plan Sponsor: Plan Fiduciary Services, INC.
- Sponsor EIN: 273523833
- Sponsor Address: 2454 N. MCMULLENT BOOTH ROAD, SUITE, CLEARWATER, FL, 33759
- Plan Type: 401(k)
- Total Participants: 4,946
- Total Assets: $93.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 4,946 | $93.6M | $4.4M | $9.5M |
| 2023 | 3,318 | $60.1M | $3.4M | $6.4M |
| 2022 | 1,859 | $41.8M | $1.8M | $3.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| AMERICAN PENSION SERVICES | Other Service Provider | $392,826 | — | $392,826 |
| EMPOWER ANNUITY INSURANCE COMPANY | Recordkeeper | $191,939 | — | $191,939 |
| SOUDERS FINANCIAL ADVISORS | Investment Advisor | $75,850 | — | $75,850 |
| ONEDIGITAL INVESTMENT ADVISORS | Investment Advisor | $71,318 | — | $71,318 |
| CAMBRIDGE INVESTMENT | Investment Advisor | $53,383 | — | $53,383 |
| RESOURCES INVESTMENTS ADVISORS, LLC | Investment Advisor | $52,578 | — | $52,578 |
| SIGMA FINANCIAL CORPORATION | Investment Advisor | — | $27,497 | $27,497 |
| THURSTON SPRINGER ADVISORS LLC | Investment Advisor | $26,066 | — | $26,066 |
| COULTER & JUSTUS, PC | Other Service Provider | $13,000 | — | $13,000 |
| FIRST AMERICAN ASSET ADVISORY LLC | Investment Advisor | $11,396 | — | $11,396 |
| HMM CPAS LLP | Auditor | $9,500 | — | $9,500 |
| CEP CONSULTANTS INC | Other Service Provider | $8,000 | — | $8,000 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $933,353
- Estimated Expense Ratio: 0.998% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $773,831 | — | $773,831 | — | — |
| 2023 | $445,452 | — | $445,452 | — | — |
| 2022 | $156,207 | — | — | — | $155,045 |