Plan Snapshot
- Plan Sponsor: Peoples Security Bank & Trust Company
- Sponsor EIN: 240603570
- Sponsor Address: 100 SOUTH BLAKELY STREET, DUNMORE, PA, 18512
- Plan Type: 401(k)
- Total Participants: 551
- Total Assets: $52.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 551 | $52.8M | $1.8M | $2.4M |
| 2023 | 393 | $46.8M | $2.0M | $1.4M |
| 2022 | 415 | $41.1M | $1.3M | $1.9M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CONRAD SIEGEL INVESTMENT ADVISORS | NONE | $58,735 | — | $58,735 |
| CONRAD SIEGEL | NONE | $50,343 | — | $50,343 |
| CHARLES SCHWAB BANK | NONE | $23,123 | — | $23,123 |
| BAKER TILLY US, LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- CONRAD SIEGEL INVESTMENT ADVISORS — NONE
- CHARLES SCHWAB BANK — NONE
- BAKER TILLY US, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $132,201
- Estimated Expense Ratio: 0.251% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $132,201 | $58,735 | — | — | — |
| 2023 | $118,854 | $51,992 | — | — | — |
| 2022 | $123,268 | $51,976 | — | — | $71,292 |