Plan Snapshot
- Plan Sponsor: Pcf Insurance Services Of The West, LLC
- Sponsor EIN: 821368960
- Sponsor Address: 2745 W 600 N, FLOOR 5, LINDON, UT, 84042
- Plan Type: 401(k)
- Total Participants: 2,693
- Total Assets: $109.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 2,693 | $109.1M | $4.4M | $13.2M |
| 2023 | 2,519 | $84.0M | $4.0M | $12.0M |
| 2022 | 2,532 | $61.7M | $2.5M | $8.4M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $125,623 | — | $125,623 |
| R-TECH CONSULTANTS, INC | OTHER SERVICES | $61,745 | — | $61,745 |
| MONARCH PLAN ADVISORS | ADVISOR | $30,552 | — | $30,552 |
| PENSION ASSURANCE | AUDITOR | $23,000 | — | $23,000 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- PENSION ASSURANCE — AUDITOR
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $240,920
- Estimated Expense Ratio: 0.221% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $245,562 | $35,194 | — | $23,000 | — |
| 2023 | $4,513 | — | $4,513 | — | — |
| 2022 | $36,308 | — | — | — | — |