Plan Snapshot
- Plan Sponsor: O & W, INC.
- Sponsor EIN: 381540106
- Sponsor Address: 3003 WILLIAM AVENUE, YPSILANTI, MI, 48198
- Plan Type: 401(k)
- Total Participants: 173
- Total Assets: $18.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 173 | $18.6M | $443,101 | $789,522 |
| 2023 | 153 | $15.5M | $305,431 | $690,395 |
| 2022 | 146 | $13.4M | $265,775 | $641,718 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PLANTE & MORAN, PLLC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- PLANTE & MORAN, PLLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $0
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $75,614 | $24,327 | $51,287 | — | — |
| 2023 | $61,004 | $22,495 | $38,509 | — | — |
| 2022 | $60,886 | $22,496 | $38,390 | — | — |