Plan Snapshot
- Plan Sponsor: Michigan Beer & Wine Wholesalers Assn.
- Sponsor EIN: 380832060
- Sponsor Address: 124 W ALLEGAN ST, SUITE 800, LANSING, MI, 48933
- Plan Type: Health & Welfare
- Plan Number: 505
- Total Participants: 1,381
- Total Assets: $3.1M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 1,381 | $3.1M | $0 | $0 |
| 2024 | 1,369 | $3.9M | $20.8M | $0 |
| 2023 | 1,392 | $4.1M | $19.8M | $0 |
| 2022 | 2,322 | $3.4M | $22.9M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MBWWA SERVICES, INC. | Other Service Provider | $458,974 | — | $458,974 |
| GALLAGHER BENEFIT SERVICES | Other Service Provider | $95,250 | — | $95,250 |
| MANER COSTERISAN PC | Auditor | $20,089 | — | $20,089 |
| CLARK HILL PLC | ERISA Attorney | $18,525 | — | $18,525 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $592,838
- Estimated Expense Ratio: 19.380% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $20,129,576 | — | $444,974 | — | — |
| 2024 | $606,929 | — | $449,086 | — | — |
| 2023 | $697,700 | — | $548,448 | — | — |
| 2022 | $827,490 | — | $689,244 | — | $103,764 |