Plan Snapshot
- Plan Sponsor: Northwinds Holding, INC. Https//Rgf.Fisglobal.Com/5500clien
- Sponsor EIN: 873289944
- Sponsor Address: 50 HOLLEDER PARKWAY, ROCHESTER, NY, 14615
- Plan Type: 401(k)
- Total Participants: 826
- Total Assets: $49.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 826 | $49.3M | $2.1M | $4.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| SAGE RUTTY & CO., INC. | INVESTMENT/FINANCIAL ADVI | $54,515 | — | $54,515 |
| ADP, INC. | RECORD KEEPER | $28,778 | — | $28,778 |
| BOWERS CPA'S AND ADVISORS PPLC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- SAGE RUTTY & CO., INC. — INVESTMENT/FINANCIAL ADVI
- ADP, INC. — RECORD KEEPER
- BOWERS CPA'S AND ADVISORS PPLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $83,293
- Estimated Expense Ratio: 0.169% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $83,293 | $54,515 | — | — | — |