Plan Snapshot
- Plan Sponsor: New Country Motor Car Group, INC.
- Sponsor EIN: 141684418
- Sponsor Address: 358 BROADWAY, SARATOGA SPRINGS, NY, 12866
- Plan Type: 401(k)
- Total Participants: 1,137
- Total Assets: $83.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,137 | $83.9M | $655,082 | $7.2M |
| 2023 | 1,105 | $72.9M | $680,514 | $6.8M |
| 2022 | 956 | $60.8M | $659,274 | $6.6M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $147,516 | — | $147,516 |
| WILMINGTON TRUST NATIONAL ASSOC | ADVISOR | $64,786 | — | $64,786 |
| TEAL BECKER & CHIARA | ACCOUNTANT/AUDITOR | $15,500 | — | $15,500 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- TEAL BECKER & CHIARA — ACCOUNTANT/AUDITOR
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $227,802
- Estimated Expense Ratio: 0.272% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $227,802 | $64,786 | $300 | $15,500 | — |
| 2023 | $201,304 | $64,719 | — | $17,500 | — |
| 2022 | $249,264 | — | — | — | — |