Plan Snapshot
- Plan Sponsor: Nd Paper INC.
- Sponsor EIN: 472267105
- Sponsor Address: 2001 SPRING RD, OAK BROOK, IL, 60523
- Plan Type: 401(k)
- Total Participants: 580
- Total Assets: $131.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 580 | $131.2M | $4.4M | $6.1M |
| 2023 | 798 | $131.7M | $5.2M | $6.6M |
| 2022 | 763 | $121.9M | $4.7M | $6.3M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | CONTRACT ADMINISTRATOR | $99,995 | — | $99,995 |
| CREATIVE PLANNING, LLC | INVESTMENT ADVISORY | $39,304 | $696 | $40,000 |
| BRIXEY & MEYER, INC. | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- CREATIVE PLANNING, LLC — INVESTMENT ADVISORY
- BRIXEY & MEYER, INC. — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $139,995
- Estimated Expense Ratio: 0.107% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $139,299 | $39,304 | $99,995 | — | — |
| 2023 | $128,356 | $39,458 | $88,898 | — | — |
| 2022 | $124,906 | $39,759 | $85,147 | — | — |