Plan Snapshot
- Plan Sponsor: Nd Paper INC.
- Sponsor EIN: 472267105
- Sponsor Address: 2001 SPRING RD, OAK BROOK, IL, 60523
- Plan Type: 401(k)
- Total Participants: 330
- Total Assets: $85.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 330 | $85.1M | $2.2M | $4.3M |
| 2023 | 448 | $84.9M | $3.4M | $5.7M |
| 2022 | 733 | $81.7M | $4.1M | $6.3M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | CONTRACT ADMINISTRATOR | $60,000 | — | $60,000 |
| CREATIVE PLANNING, LLC | INVESTMENT ADVISORY | $19,882 | $118 | $20,000 |
| BRIXEY & MEYER, INC. | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- CREATIVE PLANNING, LLC — INVESTMENT ADVISORY
- BRIXEY & MEYER, INC. — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $80,000
- Estimated Expense Ratio: 0.094% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $79,882 | $19,882 | $60,000 | — | — |
| 2023 | $96,617 | $19,948 | $76,669 | — | — |
| 2022 | $88,153 | $19,958 | $68,195 | — | — |