Plan Snapshot
- Plan Sponsor: Natural Beauty Growers, LLC
- Sponsor EIN: 521993530
- Sponsor Address: P.O. BOX 790, DENMARK, WI, 54208
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 105
- Total Assets: $11.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 105 | $11.1M | $0 | $0 |
| 2024 | 187 | $9.7M | $52,924 | $439,962 |
| 2023 | 187 | $9.1M | $48,769 | $374,566 |
| 2022 | 189 | $7.8M | $51,180 | $355,881 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| KERBERROSE WEALTH MANAGEMENT LLC | Investment Advisor | $30,190 | — | $30,190 |
| EMPOWER ANNUITY INSURANCE COMPANY | Recordkeeper | $13,572 | — | $13,572 |
| VRAKAS/BLUM, S.C. | Auditor | $10,500 | — | $10,500 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $54,262
- Estimated Expense Ratio: 0.487% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $403,783 | $32,405 | — | $10,500 | — |
| 2024 | $54,121 | $30,361 | — | $12,600 | — |
| 2023 | $49,801 | $26,198 | — | $16,538 | — |
| 2022 | $43,236 | $34,930 | $8,306 | — | — |