Plan Snapshot
- Plan Sponsor: Mount St. Joseph University
- Sponsor EIN: 237179567
- Sponsor Address: 5701 DELHI ROAD, CINCINNATI, OH, 452331669
- Plan Type: 403(b)
- Plan Number: 001
- Total Participants: 831
- Total Assets: $67.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 831 | $67.6M | $0 | $0 |
| 2024 | 327 | $66.3M | $647,461 | $1.7M |
| 2023 | 341 | $64.1M | $1.3M | $1.8M |
| 2022 | 390 | $62.5M | $1.3M | $1.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TEACHERS INSURANCE & ANNUITY ASSOC | Other Service Provider | $55,851 | — | $55,851 |
| OSAIC WEALTH (FORMERLY SAGEPOINT) | Other Service Provider | $51,159 | — | $51,159 |
| FORVIS MAZARS, LLP | Other Service Provider | $6,856 | — | $6,856 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $113,866
- Estimated Expense Ratio: 0.169% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $9,005,700 | — | $56,512 | — | — |
| 2024 | $93,282 | — | $93,282 | — | — |
| 2023 | $73,423 | — | $73,423 | — | — |
| 2022 | $95,722 | — | $95,722 | — | — |