Plan Snapshot
- Plan Sponsor: Michigan Orthopaedic Surgeons, PLLC
- Sponsor EIN: 452118278
- Sponsor Address: 26211 CENTRAL PARK BOULEVARD, SOUTHFIELD, MI, 48076
- Plan Type: 401(k)
- Total Participants: 371
- Total Assets: $46.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 371 | $46.5M | $2.7M | $2.2M |
| 2023 | 336 | $38.8M | $2.5M | $2.0M |
| 2022 | 300 | $34.9M | $2.3M | $1.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| SENTINEL BENEFITS GROUP, INC. | Recordkeeper | $69,036 | — | $69,036 |
| SCHWARTZ & CO. | Investment Advisor | $44,403 | — | $44,403 |
| CHARLES SCHWAB TRUST BANK | Custodian / Trustee | $17,373 | — | $17,373 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- SENTINEL BENEFITS GROUP, INC. — Recordkeeper
- CHARLES SCHWAB TRUST BANK — Custodian / Trustee
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $130,812
- Estimated Expense Ratio: 0.281% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $130,812 | $44,403 | — | — | — |
| 2023 | $113,685 | $43,532 | — | — | — |
| 2022 | $95,600 | $29,160 | — | — | $66,440 |