Plan Snapshot
- Plan Sponsor: Manufacturers And Traders Trust Co
- Sponsor EIN: 160538020
- Sponsor Address: ONE M T PLAZA, BUFFALO, NY, 14203
- Plan Type: DB
- Total Participants: 3,459
- Total Assets: $3.2B
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 3,459 | $3.2B | $0 | $0 |
| 2023 | 3,825 | $3.1B | $0 | $0 |
| 2022 | 4,228 | $2.9B | $0 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC | NONE | $3,551,277 | — | $3,551,277 |
| PRICEWATERHOUSE COOPERS LLP | NONE | $82,220 | — | $82,220 |
| O'MELVENY & MEYERS LLP | NONE | $29,687 | — | $29,687 |
| ALIGHT SOLUTIONS LLC | NONE | $8,775 | — | $8,775 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- WILLIS TOWERS WATSON US LLC — NONE
- ALIGHT SOLUTIONS LLC — NONE
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $3,671,959
- Estimated Expense Ratio: 0.114% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $6,587,578 | — | — | $82,220 | — |
| 2023 | $4,961,275 | $88,679 | — | $79,508 | — |
| 2022 | $5,292,894 | $316,790 | — | — | $2,300,744 |