Plan Snapshot
- Plan Sponsor: Local 837 Health And Welfare Plan Board Of Trustees
- Sponsor EIN: 231685740
- Sponsor Address: 12275 TOWNSEND ROAD, PHILADELPHIA, PA, 19154
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 55
- Total Assets: $9.1M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 55 | $9.1M | $1.4M | $39,208 |
| 2023 | 115 | $8.7M | $673,395 | $41,496 |
| 2022 | 191 | $8.7M | $364,499 | $54,962 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| JOHN C. DULCZAK | Recordkeeper | $211,946 | — | $211,946 |
| DEBORAH PIETKOWSKI | Recordkeeper | $69,179 | — | $69,179 |
| PAMELA PALMER | Recordkeeper | $64,082 | — | $64,082 |
| BRIDGEWAY BENEFIT TECHNOLOGIES | Other Service Provider | $54,544 | — | $54,544 |
| HORIZON HEALTHCARE SERVICES | Other Service Provider | $50,864 | — | $50,864 |
| RICHARD MCNEIL | Recordkeeper | $44,022 | — | $44,022 |
| WELLS FARGO ADVISORS | Other Service Provider | $33,765 | — | $33,765 |
| FISCHER DORWART, PC | Other Service Provider | $26,505 | — | $26,505 |
| BEACON ADMINISTRATORS | Other Service Provider | $25,892 | — | $25,892 |
| OLD GLORY ASSET MANAGEMENT | Other Service Provider | $12,561 | — | $12,561 |
| LABOR FIRST, LLC | Other Service Provider | — | $12,195 | $12,195 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- JOHN C. DULCZAK — Recordkeeper
- DEBORAH PIETKOWSKI — Recordkeeper
- PAMELA PALMER — Recordkeeper
- RICHARD MCNEIL — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $605,555
- Estimated Expense Ratio: 6.672% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $826,383 | $46,326 | $25,892 | $16,505 | — |
| 2023 | $922,251 | $45,056 | $41,215 | $17,438 | — |
| 2022 | $874,440 | $22,416 | $37,326 | — | $21,577 |