Plan Snapshot
- Plan Sponsor: Lns America, INC.
- Sponsor EIN: 311025055
- Sponsor Address: 4621 EAST TECH DRIVE, CINCINNATI, OH, 45245
- Plan Type: 401(k)
- Total Participants: 286
- Total Assets: $25.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 286 | $25.6M | $820,863 | $1.2M |
| 2023 | 295 | $25.2M | $848,993 | $1.3M |
| 2022 | 346 | $25.0M | $848,016 | $1.3M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| LPL FINANCIAL CORPORATION | Investment Advisor | — | $35,107 | $35,107 |
| CREATIVE RETIREMENT SYSTEMS, INC | Recordkeeper | — | $12,185 | $12,185 |
| VOYA RETIREMENT ADVISORS, LLC | Other Service Provider | $10,696 | — | $10,696 |
| LNS AMERICA | Other Service Provider | $8,500 | — | $8,500 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $66,488
- Estimated Expense Ratio: 0.260% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $111,835 | — | — | — | — |
| 2023 | $102,167 | — | — | — | — |
| 2022 | $99,253 | — | — | — | — |