Plan Snapshot
- Plan Sponsor: Onpoint Group, LLC
- Sponsor EIN: 203601140
- Sponsor Address: 3235 LEVIS COMMONS BLVD, PERRYBURG, OH, 43551
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 1,862
- Total Assets: $73.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 1,862 | $73.7M | $0 | $0 |
| 2024 | 1,703 | $60.4M | $1.8M | $8.3M |
| 2023 | 1,862 | $55.4M | $2.6M | $11.1M |
| 2022 | 2,585 | $57.2M | $2.2M | $9.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | Recordkeeper | $140,864 | — | $140,864 |
| WEALTHSPIRE RETIREMENT ADVISORY | Investment Advisor | $75,000 | — | $75,000 |
| FLAGEL HUBER FLAGEL & CO | Auditor | $16,950 | — | $16,950 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $232,814
- Estimated Expense Ratio: 0.316% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $8,287,951 | $75,000 | $300 | $16,950 | — |
| 2024 | $244,207 | $75,000 | $300 | $16,300 | — |
| 2023 | $268,420 | $81,250 | $1,800 | $16,300 | — |
| 2022 | $342,817 | — | — | — | — |