Plan Snapshot
- Plan Sponsor: Little River Casino Resort
- Sponsor EIN: 261496703
- Sponsor Address: 2700 ORCHARD HIGHWAY, MANISTEE, MI, 49660
- Plan Type: 401(k)
- Total Participants: 648
- Total Assets: $18.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 648 | $18.8M | $700,253 | $1.3M |
| 2023 | 603 | $17.0M | $672,337 | $1.2M |
| 2022 | 555 | $15.7M | $637,019 | $1.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | RECORDKEEPER | $49,237 | — | $49,237 |
| RFS OPCO LLC DBA ROCKEFELLER FINANC | INVESTMENT ADVISOR | $23,401 | — | $23,401 |
| HUNGERFORD CPAS & ADVISORS | AUDITOR | $10,000 | — | $10,000 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $82,638
- Estimated Expense Ratio: 0.441% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $86,629 | $27,392 | — | $10,000 | — |
| 2023 | $41,390 | $2,512 | $38,878 | — | — |
| 2022 | $101,265 | $12,287 | $77,478 | — | $11,500 |