Plan Snapshot
- Plan Sponsor: Kss, INC.
- Sponsor EIN: 223754429
- Sponsor Address: 38695 SEVEN MILE ROAD SUITE 105, LIVONIA, MI, 48152
- Plan Type: 401(k)
- Total Participants: 145
- Total Assets: $17.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 145 | $17.0M | $427,920 | $841,221 |
| 2023 | 76 | $9.6M | $168,911 | $431,390 |
| 2022 | 76 | $9.0M | $137,159 | $359,632 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MORGAN STANLEY | INVESTMENT ADVISOR | $55,196 | — | $55,196 |
| EMPOWER ANNUITY INSURANCE COMPANY | RECORDKEEPER | $16,925 | — | $16,925 |
| KHA ACCOUNTANTS PLLC | AUDITOR | $5,000 | — | $5,000 |
| KHA ACCOUNTANTS, PLLC | Auditor | $5,000 | — | $5,000 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MORGAN STANLEY — INVESTMENT ADVISOR
- KHA ACCOUNTANTS, PLLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $82,121
- Estimated Expense Ratio: 0.484% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $77,421 | $55,196 | — | $5,000 | — |
| 2023 | $51,513 | $35,588 | — | — | — |
| 2022 | $54,830 | $37,550 | $17,280 | — | — |