Plan Snapshot
- Plan Sponsor: Keystone Clippers, LLC
- Sponsor EIN: 203165614
- Sponsor Address: 963 ROUTE 228, MARS, PA, 16046
- Plan Type: 401(k)
- Total Participants: 0
- Total Assets: $0
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 0 | $0 | $0 | $0 |
| 2024 | 175 | $1.6M | $184,738 | $311,929 |
| 2023 | 151 | $1.1M | $166,359 | $279,667 |
| 2022 | 137 | $707,653 | $145,266 | $241,013 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | RECORDKEEPER | $12,848 | — | $12,848 |
| FRAGASSO FINANCIAL ADVISORS | INVESTMENT ADVISOR | $6,815 | — | $6,815 |
| GOFF BACKA ALFERA & COMPANY, LLC | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $19,663
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $20,081 | — | $6,688 | — | — |
| 2024 | $26,763 | — | $16,469 | — | — |
| 2023 | $19,985 | $8,791 | $2,592 | — | — |
| 2022 | $14,097 | $14,097 | — | — | — |