Plan Snapshot
- Plan Sponsor: Keypoint Credit Union
- Sponsor EIN: 942600376
- Sponsor Address: 2150 TRADE ZONE BLVD., STE. 200, SAN JOSE, CA, 95131
- Plan Type: 401(k)
- Total Participants: 184
- Total Assets: $45.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 184 | $45.4M | $665,070 | $1.5M |
| 2023 | 176 | $42.1M | $631,953 | $1.5M |
| 2022 | 180 | $35.0M | $606,425 | $1.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MILLER KAPLANARASE LLP | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $0
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $97,251 | $61,756 | — | — | — |
| 2023 | $82,987 | $54,180 | — | — | — |
| 2022 | $88,008 | — | — | — | — |