Plan Snapshot
- Plan Sponsor: Joint Board Of Trustees Plumbers & Pipefitters U.A. Local 85 Pension
- Sponsor EIN: 381752138
- Sponsor Address: 700 TOWER DRIVE, STE. 300, TROY, MI, 48098
- Plan Type: DB
- Total Participants: 794
- Total Assets: $176.8M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 794 | $176.8M | $13.8M | $0 |
| 2023 | 748 | $164.6M | $12.0M | $0 |
| 2022 | 665 | $150.1M | $11.5M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| NOVARA, TESIJA & CATENACCI, PLLC | NONE | $133,130 | — | $133,130 |
| MARQUETTE ASSOCIATES, INC. | NONE | $110,000 | — | $110,000 |
| BENESYS, INC. | NONE | $107,741 | — | $107,741 |
| FIDUCIARY MANAGEMENT, INC. | NONE | $64,836 | — | $64,836 |
| UNITED ACTUARIAL SERVICES, INC. | NONE | $34,433 | — | $34,433 |
| PLUMBERS & PIPEFITTERS UA LOCAL 85 | CONTRIBUTING EMPLOYER | $26,126 | — | $26,126 |
| BULTYNCK & CO., PLLC | NONE | $24,725 | — | $24,725 |
| REIMOLD PRINTING | NONE | $22,560 | — | $22,560 |
| MACQUEEN INSURANCE GROUP | NONE | $16,784 | $2,518 | $19,302 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $542,853
- Estimated Expense Ratio: 0.307% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $672,960 | $202,044 | $99,263 | $26,225 | — |
| 2023 | $642,352 | $228,574 | $77,160 | $24,725 | — |
| 2022 | $621,013 | $238,136 | $70,950 | — | $154,299 |