Plan Snapshot
- Plan Sponsor: Joint Board Of Trustees Of The Ua Local 190 Defined Contribution Plan
- Sponsor EIN: 383316535
- Sponsor Address: 700 TOWER DRIVE, TROY, MI, 48098
- Plan Type: 401(k)
- Plan Number: 002
- Total Participants: 1,283
- Total Assets: $69.2M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,283 | $69.2M | $1.7M | $3.5M |
| 2023 | 1,254 | $62.8M | $1.3M | $3.3M |
| 2022 | 1,205 | $50.8M | $980,241 | $2.9M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TIC MIDWEST, LLC | Other Service Provider | $34,047 | — | $34,047 |
| EMPOWER ANNUITY INSURANCE CO OF AME | Other Service Provider | $19,807 | — | $19,807 |
| BENNETT & ASSOCIATES CPAS PLLC | Auditor | $18,214 | — | $18,214 |
| BENESYS, INC | Other Service Provider | $14,726 | — | $14,726 |
| NOVARA TESIJA CATENACCI MCDONALD & | Other Service Provider | $12,576 | — | $12,576 |
| SEGAL ADVISORS, INC | Other Service Provider | $12,500 | — | $12,500 |
| FERGUSON WIDMAYER & CLARK PC | Other Service Provider | $7,780 | — | $7,780 |
| UA LOCAL 190 | Other Service Provider | $6,708 | — | $6,708 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- BENNETT & ASSOCIATES CPAS PLLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $126,358
- Estimated Expense Ratio: 0.182% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $137,208 | $12,500 | $52,042 | $18,214 | — |
| 2023 | $116,326 | $12,500 | $38,282 | $17,657 | — |
| 2022 | $107,501 | $12,500 | $50,829 | — | $28,469 |