Plan Snapshot
- Plan Sponsor: Joint Board Of Trustees Heat And Frost Insulators And Allied Worker
- Sponsor EIN: 161068939
- Sponsor Address: 2484 SENECA STREET, BUFFALO, NY, 14210
- Plan Type: DC
- Total Participants: 81
- Total Assets: $12.2M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 81 | $12.2M | $346,344 | $0 |
| 2023 | 77 | $11.0M | $287,941 | $0 |
| 2022 | 71 | $9.9M | $323,076 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ARCARA LENDA EUSANIO & STACEY CPAS | Auditor | $18,304 | — | $18,304 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $18,304
- Estimated Expense Ratio: 0.150% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $115,070 | $11,000 | — | $18,304 | — |
| 2023 | $121,639 | $11,000 | — | $27,005 | — |
| 2022 | $118,661 | $18,327 | — | — | $60,301 |