Plan Snapshot
- Plan Sponsor: Isaac Heating & Air Conditioning
- Sponsor EIN: 160908242
- Sponsor Address: 50 HOLLEDER PARKWAY, ROCHESTER, NY, 14615
- Plan Type: 401(k)
- Total Participants: 512
- Total Assets: $28.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2023 | 512 | $28.5M | $220,723 | $2.5M |
| 2022 | 461 | $23.6M | $300,000 | $1.4M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| SAGE RUTTY & CO., INC. | INVESTMENT/FINANCIAL ADVI | $72,146 | — | $72,146 |
| ADP, INC. | RECORD KEEPER | $30,170 | — | $30,170 |
| BOWERS & COMPANY CPAS, PLLC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- SAGE RUTTY & CO., INC. — INVESTMENT/FINANCIAL ADVI
- ADP, INC. — RECORD KEEPER
- BOWERS & COMPANY CPAS, PLLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $102,316
- Estimated Expense Ratio: 0.360% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2023 | $51,159 | $36,074 | — | — | — |
| 2022 | $42,557 | — | — | — | — |