Plan Snapshot
- Plan Sponsor: Intl Assoc Of Heat & Frost Insulators & Allied Workers Local
- Sponsor EIN: 631149541
- Sponsor Address: P.O. BOX 1449, GOODLETTSVILLE, TN, 370701449
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 119
- Total Assets: $9.0M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 119 | $9.0M | $1.8M | $157,238 |
| 2023 | 121 | $8.7M | $1.7M | $160,709 |
| 2022 | 135 | $8.1M | $1.9M | $165,661 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF ALABAMA | Other Service Provider | $109,857 | — | $109,857 |
| SOUTHERN BENEFIT ADMINISTRATORS | Other Service Provider | $73,200 | — | $73,200 |
| BHA CONSULTING LLC | Other Service Provider | $25,991 | — | $25,991 |
| HIGHLAND CAPITAL MANAGEMENT | Other Service Provider | $21,226 | — | $21,226 |
| DANIELS, IRWIN & AYLOR, CPAS | Auditor | $14,250 | — | $14,250 |
| REGIONS BANK | Other Service Provider | $8,598 | — | $8,598 |
| AMALGAMATED BANK | Other Service Provider | $5,716 | — | $5,716 |
| REYNOLDS CONSULTING SERVICES LLC | Other Service Provider | $5,700 | — | $5,700 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- DANIELS, IRWIN & AYLOR, CPAS — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $264,538
- Estimated Expense Ratio: 2.951% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $281,681 | $32,642 | $73,200 | $14,250 | — |
| 2023 | $286,187 | $31,284 | $73,200 | $16,625 | — |
| 2022 | $299,128 | $30,886 | $73,200 | — | $30,540 |