Plan Snapshot
- Plan Sponsor: Ds Smith North America
- Sponsor EIN: 311042663
- Sponsor Address: 600 PEACHTREE STREET NE STE 4200, ATLANTA, GA, 30308
- Plan Type: 401(k)
- Total Participants: 1,634
- Total Assets: $123.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,634 | $123.9M | $6.4M | $9.2M |
| 2023 | 1,648 | $115.4M | $6.8M | $9.1M |
| 2022 | 1,636 | $98.3M | $6.3M | $8.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | RECORDKEEPER | $209,471 | — | $209,471 |
| GREENSPRING ADVISORS LLC | OTHER | $40,600 | — | $40,600 |
| CLIFTONLARSONALLEN LLP | AUDITOR | $25,434 | — | $25,434 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- CLIFTONLARSONALLEN LLP — AUDITOR
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $275,505
- Estimated Expense Ratio: 0.222% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $239,539 | — | — | $25,434 | — |
| 2023 | $327,513 | $35,000 | $261,106 | $30,560 | — |
| 2022 | $315,215 | $12,150 | $252,035 | — | $45,155 |