Plan Snapshot
- Plan Sponsor: Inserra Supermarkets, INC.
- Sponsor EIN: 221710174
- Sponsor Address: 20 RIDGE ROAD, MAHWAH, NJ, 07430
- Plan Type: 401(k)
- Total Participants: 432
- Total Assets: $74.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 432 | $74.9M | $890,536 | $2.4M |
| 2023 | 394 | $65.2M | $789,166 | $2.3M |
| 2022 | 286 | $55.9M | $758,782 | $1.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $65,355 | — | $65,355 |
| EQUITABLE ADVISORS LLC | ADVISOR | $34,552 | — | $34,552 |
| STRATEGIC ADVISORS, INC. | ADVISOR | $23,978 | — | $23,978 |
| GELTRUDE & COMPANY, LLC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- EQUITABLE ADVISORS LLC — ADVISOR
- STRATEGIC ADVISORS, INC. — ADVISOR
- GELTRUDE & COMPANY, LLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $123,885
- Estimated Expense Ratio: 0.165% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $123,885 | $58,530 | — | — | — |
| 2023 | -$38,398 | $49,839 | — | — | — |
| 2022 | -$21,919 | $30,969 | — | — | — |