Plan Snapshot
- Plan Sponsor: Local 464a-United Food & Commercial Workers Union Welfare Service Bene
- Sponsor EIN: 221582446
- Sponsor Address: 245 PATERSON AVENUE, LITTLE FALLS, NJ, 07424
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 12,277
- Total Assets: $488.1M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 12,277 | $488.1M | $0 | $0 |
| 2024 | 12,801 | $410.2M | $82.9M | $0 |
| 2023 | 11,543 | $345.0M | $82.7M | $0 |
| 2022 | 10,669 | $289.3M | $80.0M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| DENTAL DELIVERY SYSTEMS | Other Service Provider | $3,189,066 | — | $3,189,066 |
| HORIZON HEALTHCARE SERVICES, INC. | Other Service Provider | $2,254,301 | — | $2,254,301 |
| MAXON ADMINISTRATORS,INC. | Other Service Provider | $1,697,031 | — | $1,697,031 |
| JOHN NICCOLLAI MEDICAL CENTER | Other Service Provider | $1,413,976 | — | $1,413,976 |
| ANTHONY J. BONI | Other Service Provider | $1,111,884 | — | $1,111,884 |
| STACEY BRAUN ASSOCIATES, INC | Other Service Provider | $666,642 | — | $666,642 |
| MERRILL LYNCH PIERCE FENNER & SMITH | Other Service Provider | $378,339 | — | $378,339 |
| MURPHY ANDERSON PLLC | Other Service Provider | $265,200 | — | $265,200 |
| KATHLEEN PRIDMORE | Other Service Provider | $169,170 | — | $169,170 |
| ROSA AMICA-TERRA | Other Service Provider | $138,833 | — | $138,833 |
| PNC BANK NA | Other Service Provider | $119,746 | — | $119,746 |
| STEVEN KAPLAN | Other Service Provider | $105,318 | — | $105,318 |
| TIMOTHY COPPO | Other Service Provider | $104,523 | — | $104,523 |
| ROSENBERG,RICH,BAKER,BERMAN & | Other Service Provider | $85,784 | — | $85,784 |
| HEALTH PLAN SYSTEMS, INC. | Other Service Provider | $85,079 | — | $85,079 |
| UMBERTO MARICONDA | Other Service Provider | $81,547 | — | $81,547 |
| VINCENT PISCITELLI | Other Service Provider | $78,557 | — | $78,557 |
| SHARON O'CONNOR | Other Service Provider | $77,902 | — | $77,902 |
| NANCY MALAVE | Other Service Provider | $72,386 | — | $72,386 |
| MELINDA EVANS | Other Service Provider | $52,553 | — | $52,553 |
| JUDITE THOMPSON | Other Service Provider | $49,972 | — | $49,972 |
| JENNIFER SUDOL | Other Service Provider | $47,782 | — | $47,782 |
| DINA ALTONJY | Other Service Provider | $36,453 | — | $36,453 |
| JOSEPH JEWELL | Other Service Provider | $27,315 | — | $27,315 |
| HORIZON ACTUARIAL SERVICES LLC | Other Service Provider | $24,008 | — | $24,008 |
| CARLOS TATTE | Other Service Provider | $23,769 | — | $23,769 |
| BENNETT ROTHENBERG, M.D. | Other Service Provider | $20,000 | — | $20,000 |
| PATRICIA SABATINI | Other Service Provider | $17,978 | — | $17,978 |
| KARLA MIRANDA | Other Service Provider | $15,915 | — | $15,915 |
| STOKES INVESTMENT CONSULTING LLC | Other Service Provider | $14,500 | — | $14,500 |
| CONCERNED DENTAL CARE OF WESTCHESTE | Other Service Provider | $12,500 | — | $12,500 |
| SAVASTA & CO. INC. | Other Service Provider | $9,004 | — | $9,004 |
| RAMON CAMARENA | Other Service Provider | $7,637 | — | $7,637 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $12,454,670
- Estimated Expense Ratio: 2.552% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $92,174,094 | $1,164,727 | $3,971,332 | — | — |
| 2024 | $13,017,784 | $983,891 | $3,928,373 | — | — |
| 2023 | $12,884,462 | $763,633 | $4,013,689 | — | — |
| 2022 | $12,682,644 | $736,925 | $3,784,108 | — | $327,573 |