Plan Snapshot
- Plan Sponsor: Industrial Finishes & Systems, INC.
- Sponsor EIN: 930520246
- Sponsor Address: PO BOX 21510, EUGENE, OR, 97402
- Plan Type: 401(k)
- Total Participants: 369
- Total Assets: $28.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 369 | $28.9M | $1.2M | $1.6M |
| 2023 | 332 | $27.8M | $1.2M | $1.5M |
| 2022 | 341 | $24.2M | $579,975 | $686,369 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| SAPIENT WEALTH MANAGEMENT SERVICES | INVESTMENT ADVISOR | $86,363 | — | $86,363 |
| EMPOWER ADVISORY GROUP, LLC | INVESTMENT MGMT | $79,466 | — | $79,466 |
| PRIME PENSIONS NORTHWEST, LLC | TPA | $55,565 | — | $55,565 |
| MOSS ADAMS LLP | AUDITOR | $27,000 | — | $27,000 |
| BAKER TILLY US, LLP | Auditor | $27,000 | — | $27,000 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- BAKER TILLY US, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $275,394
- Estimated Expense Ratio: 0.954% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $327,608 | $165,828 | $79,215 | $27,000 | — |
| 2023 | $264,099 | $149,191 | $71,793 | $20,123 | — |
| 2022 | $143,953 | $69,996 | $34,413 | — | $39,453 |