Plan Snapshot
- Plan Sponsor: Humana INC.
- Sponsor EIN: 610647538
- Sponsor Address: P.O. BOX 1438, LOUISVILLE, KY, 402011438
- Plan Type: 401(k)
- Total Participants: 42,968
- Total Assets: $7.7B
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 42,968 | $7.7B | $241.5M | $330.6M |
| 2023 | 44,901 | $7.4B | $259.5M | $344.9M |
| 2022 | 44,251 | $6.4B | $250.1M | $321.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| SCHWAB RETIREMENT PLAN SERVICES,INC | NONE | $2,068,922 | — | $2,068,922 |
| DYNAMIC WEALTH ADVISORS | NONE | $105,209 | — | $105,209 |
| CHARLES SCHWAB & CO., INC. | NONE | $63,000 | — | $63,000 |
| OPTIMA CAPITAL MANAGEMENT LLC | NONE | $60,892 | — | $60,892 |
| FISHER INVESTMENTS | NONE | $54,469 | — | $54,469 |
| PENSIONMARK FINANCIAL GROUP LL | NONE | $44,648 | — | $44,648 |
| MORNINGSTAR INVESTMENT SERVICE | NONE | $33,445 | — | $33,445 |
| CERITY PARTNERS LLC | NONE | $32,783 | — | $32,783 |
| DRIVEN INVESTMENTS LLC | NONE | $29,674 | — | $29,674 |
| TRUADVISORS FINANCIAL LLC | NONE | $25,938 | — | $25,938 |
| MCF ADVISORS LLC | NONE | $23,390 | — | $23,390 |
| SPECTRUM FINANCIAL ALLIANCE | NONE | $22,484 | — | $22,484 |
| KANSAS CITY PRIVATE WEALTH MAN | NONE | $18,365 | — | $18,365 |
| FINANCIAL ENGINES ADVISORS LLC | NONE | $17,052 | — | $17,052 |
| ENVESTNET ASSET MANAGEMENT INC | NONE | $15,652 | — | $15,652 |
| BRINKER CAPITAL INVESTMENTS LL | NONE | $14,395 | — | $14,395 |
| MCADAM LLC | NONE | $13,156 | — | $13,156 |
| STOKES FAMILY OFFICE LLC | NONE | $12,609 | — | $12,609 |
| ACCREDITED WEALTH MANAGEMENT L | NONE | $12,561 | — | $12,561 |
| BEACON POINTE ADVISORS LLC | NONE | $12,270 | — | $12,270 |
| WEALTH ENHANCEMENT ADVISORY SE | NONE | $12,179 | — | $12,179 |
| AXXCESS WEALTH MANAGEMENT LLC | NONE | $11,606 | — | $11,606 |
| ADVISORS MANAGEMENT GROUP INC | NONE | $11,269 | — | $11,269 |
| SANCTUARY ADVISORS, LLC | NONE | $10,848 | — | $10,848 |
| HB WEALTH MANAGEMENT LLC | NONE | $10,389 | — | $10,389 |
| STEELPEAK WEALTH LLC | NONE | $9,617 | — | $9,617 |
| HARVEST FINANCIAL ADVISORS LLC | NONE | $9,331 | — | $9,331 |
| MARINER LLC | NONE | $8,500 | — | $8,500 |
| PRIVATE ADVISOR GROUP LLC | NONE | $8,260 | — | $8,260 |
| BERKSHIRE MONEY MANAGEMENT INC | NONE | $7,707 | — | $7,707 |
| NATURAL INVESTMENTS PBLLC | NONE | $7,059 | — | $7,059 |
| VISE AI ADVISORS LLC | NONE | $6,119 | — | $6,119 |
| OXINAS PARTNERS LLC | NONE | $5,687 | — | $5,687 |
| CAMBRIDGE INVESTMENT RESEARCH | NONE | $5,479 | — | $5,479 |
| PRICEWATERHOUSECOOPERS | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- SCHWAB RETIREMENT PLAN SERVICES,INC — NONE
- CHARLES SCHWAB & CO., INC. — NONE
- FISHER INVESTMENTS — NONE
- STOKES FAMILY OFFICE LLC — NONE
- BEACON POINTE ADVISORS LLC — NONE
- STEELPEAK WEALTH LLC — NONE
- PRICEWATERHOUSECOOPERS — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $2,804,964
- Estimated Expense Ratio: 0.036% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $2,445,213 | $1,834,842 | — | — | — |
| 2023 | $3,443,365 | $1,476,493 | — | — | — |
| 2022 | $3,380,251 | $482,893 | — | — | $100 |