Plan Snapshot
- Plan Sponsor: Humana INC.
- Sponsor EIN: 610647538
- Sponsor Address: P.O. BOX 1438, LOUISVILLE, KY, 402011438
- Plan Type: 401(k)
- Plan Number: 002
- Total Participants: 57,219
- Total Assets: $8.7B
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 57,219 | $8.7B | $0 | $0 |
| 2024 | 42,968 | $7.7B | $241.5M | $330.6M |
| 2023 | 44,901 | $7.4B | $259.5M | $344.9M |
| 2022 | 44,251 | $6.4B | $250.1M | $321.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| SCHWAB RETIREMENT PLAN SERVICES,INC | Other Service Provider | $1,616,106 | — | $1,616,106 |
| DYNAMIC WEALTH ADVISORS | Other Service Provider | $91,243 | — | $91,243 |
| OPTIMA CAPITAL MANAGEMENT LLC | Other Service Provider | $81,784 | — | $81,784 |
| FISHER INVESTMENTS | Other Service Provider | $68,296 | — | $68,296 |
| CHARLES SCHWAB & CO., INC. | Other Service Provider | $56,919 | — | $56,919 |
| CERITY PARTNERS LLC | Other Service Provider | $56,408 | — | $56,408 |
| DRIVEN INVESTMENTS LLC | Other Service Provider | $46,684 | — | $46,684 |
| WORLD INVESTMENT ADVISORS LLC | Other Service Provider | $31,953 | — | $31,953 |
| ENVESTNET ASSET MANAGEMENT INC | Other Service Provider | $28,786 | — | $28,786 |
| SPECTRUM FINANCIAL ALLIANCE | Other Service Provider | $28,358 | — | $28,358 |
| MCF ADVISORS LLC | Other Service Provider | $25,151 | — | $25,151 |
| WEALTH ENHANCEMENT ADVISORY SE | Other Service Provider | $24,437 | — | $24,437 |
| TRUADVISORS FINANCIAL LLC | Other Service Provider | $23,027 | — | $23,027 |
| KANSAS CITY PRIVATE WEALTH MAN | Other Service Provider | $20,409 | — | $20,409 |
| MCADAM LLC | Other Service Provider | $14,855 | — | $14,855 |
| ACCREDITED WEALTH MANAGEMENT L | Other Service Provider | $14,152 | — | $14,152 |
| BEACON POINTE ADVISORS LLC | Other Service Provider | $13,249 | — | $13,249 |
| SANCTUARY ADVISORS, LLC | Other Service Provider | $12,616 | — | $12,616 |
| ASSETMARK INC | Other Service Provider | $12,168 | — | $12,168 |
| HB WEALTH MANAGEMENT LLC | Other Service Provider | $11,567 | — | $11,567 |
| MORNINGSTAR INVESTMENT SERVICE | Other Service Provider | $11,566 | — | $11,566 |
| STEELPEAK WEALTH LLC | Other Service Provider | $11,482 | — | $11,482 |
| ORION PORTFOLIO SOLUTIONS LLC | Other Service Provider | $10,999 | — | $10,999 |
| ADVISORS MANAGEMENT GROUP INC | Other Service Provider | $10,023 | — | $10,023 |
| AXXCESS WEALTH MANAGEMENT LLC | Other Service Provider | $9,450 | — | $9,450 |
| PRIVATE ADVISOR GROUP LLC | Other Service Provider | $9,255 | — | $9,255 |
| MONETA GROUP INVESTMENT ADVISO | Other Service Provider | $9,150 | — | $9,150 |
| BERKSHIRE MONEY MANAGEMENT INC | Other Service Provider | $9,012 | — | $9,012 |
| FINANCIAL ENGINES ADVISORS LLC | Other Service Provider | $8,843 | — | $8,843 |
| TRAJAN WEALTH LLC | Other Service Provider | $8,692 | — | $8,692 |
| STOKES FAMILY OFFICE LLC | Other Service Provider | $8,105 | — | $8,105 |
| HARVEST FINANCIAL ADVISORS LLC | Other Service Provider | $8,058 | — | $8,058 |
| NATURAL INVESTMENTS PBLLC | Other Service Provider | $7,805 | — | $7,805 |
| AMERICAN CAPITAL MANAGEMENT, I | Other Service Provider | $7,681 | — | $7,681 |
| CAMBRIDGE INVESTMENT RESEARCH | Other Service Provider | $6,640 | — | $6,640 |
| AUSTIN PRIVATE WEALTH LLC | Other Service Provider | $5,995 | — | $5,995 |
| PER STIRLING CAPITAL MANAGEMEN | Other Service Provider | $5,579 | — | $5,579 |
| REVERE ASSET MANAGEMENT INC | Other Service Provider | $5,129 | — | $5,129 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $2,431,632
- Estimated Expense Ratio: 0.028% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $827,514,678 | $1,827,742 | — | — | — |
| 2024 | $2,445,213 | $1,834,842 | — | — | — |
| 2023 | $3,443,365 | $1,476,493 | — | — | — |
| 2022 | $3,380,251 | $482,893 | — | — | $100 |