Plan Snapshot
- Plan Sponsor: Howley Bread Group, Ltd.
- Sponsor EIN: 341921619
- Sponsor Address: 159 CROCKER PARK BLVD, WESTLAKE, OH, 441458132
- Plan Type: 401(k)
- Total Participants: 390
- Total Assets: $5.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 390 | $5.6M | $157,440 | $282,829 |
| 2023 | 373 | $5.0M | $157,074 | $272,620 |
| 2022 | 353 | $4.4M | $144,366 | $241,068 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | CONTRACT ADMINISTRATOR | $18,636 | — | $18,636 |
| HIGHLAND CONSULTING ASSO | INVESTMENT ADVISORY | $13,121 | — | $13,121 |
| SIKICH CPA LLC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- SIKICH CPA LLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $31,757
- Estimated Expense Ratio: 0.565% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $31,757 | $13,121 | $18,636 | — | — |
| 2023 | $27,604 | $12,213 | $15,391 | — | — |
| 2022 | $30,949 | $16,375 | $14,574 | — | — |